Tuesday, October 03, 2006

More Proof I'm Different

Me: Oh, crap.

Coworker: What?

M: They've discontinued my insurance.

C: Huh?

M: It's that time of year again, and they sent out a preview of the changes. They've decided to drop the health insurance plan I use.

C: Oh.

M: I only switched here because I wanted that insurance; the constant run-around got old. Guess we're going back to Jete's insurance (even though we never cancelled it in the first place, just in case). It's a bit cheaper.

C: Well, why'd they drop it?

M: Because it's expensive. That's why Jete's company dropped it too. The only problem is, it's expensive because it's GOOD. But that doesn't matter; the company's got to go with what's cheapest for them. "Good" doesn't really matter to them.

C: Huh. Well... what does that mean to me? Do I have to switch?

M: It all depends. Do you have that insurance?

C: I don't know.

M: (spinning head around at mach speed) What do you mean?

C: I don't know who I have for health insurance.

M: You. don't. KNOW?

C: Uh-uh. Wait. Let me get the card. (fumbles through her purse and pulls out card.) I can't read it without my glasses. What does it say?

M: It says Other HMO.

C: What does that mean?

M: You have the other insurance. They're still carrying that one.

C: Oh good. So I don't have to worry?

M: Well, considering you don't know the name of your own health insurance company? I'm not sure I'd go that far...


Anonymous said...

Good Lord! It must be great to be so healthy that you don't know your insurance company's name! Forget about knowing your member number, group coverage numbers, all the copay breakdowns, the sites to find approved specialists, the "in case of emergency" procedures and so on. Ask your coworker if ignorance is really as blissful as it is cracked up to be!

Carrie said...

For my family and I to be healthy enough to not know our insurance company's name would be better than winning the lottery. I hope she appreciates her good fortune.

Anonymous said...

Thankfully I am healthy although I do at least know my insurance company.

Hostile in Ohio said...

OMG...not know the name of the insurance company???

Heck, I'd be satisfied not knowing the personal family history of every person I've had to speak with PLEADING for Synagis to be approved...